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How do you stay out of debt after a car crash?

On Behalf of | Aug 17, 2021 | Personal Injury

If you are hit by another person while driving your car, you may need to go to the hospital. Depending on the severity of your injuries, you may find that you need to spend many hours, days, weeks or months receiving medical care to help you recover.

During that time, you may not be able to work or afford to pay your bills. It’s a stressful time, because you may not be sure how you’re going to support yourself while also focusing on your health and well-being.

The good news is that you do have options to help you stay out of debt after getting into a crash. To start, you may want to look into making a personal injury claim.

It’s possible to financially recover after a car crash

Initially, you may not be sure how you’re going to pay all of your bills, but the first thing to do is to make sure you start your personal injury claim. Starting that claim will help you be sure you can seek compensation from the at-fault driver. That compensation may include money for your medical care, lost wages and other financial losses.

Prior to receiving the personal injury reward that you negotiate with the help of your attorney, you may still receive bills and notices about past-due statements. Without an income coming in, you may not be sure how to manage your expenses, either. One option is to take out a personal loan that will last long enough for you to recover or settle your case. Another is to use credit or other lending options to cover your expenses until the settlement comes through.

Remember that the injuries you suffer should be covered partially by your own insurers, too. You may have some self-insurance that will cover your injuries, such as health insurance, which will kick in following a deductible in most cases.

Once you know the cost of your medical bills, forward them on to your attorney. They will use them to help negotiate the best possible settlement for your situation. Until then, you may want to speak with the hospital or other billing parties to discuss delaying payments or negotiating lower payments until a settlement goes through.